Morningstar.com readers share their thoughts on the virtues of saving enough, holding a cash cushion, and walking the dog.
This investment mix is designed to limit risk and keep the tax collector at bay.
UPDATE: 7 worst 401(k) mistakes by retirement savers
Consider these strategies to stretch out your tax savings during your retirement years.
UPDATE: Taxes on Roth IRA withdrawals
For retirees tapping their assets, the rules on asset location are different than they are for accumulators.
Financial planner Mark Balasa and Morningstar's Christine Benz and David Blanchett tackled viewers' most pressing retirement questions, from determining savings rates and income needs to planning for Social Security and maximizing retirement accounts .
IRAs, 401(k)s, and Roth accounts are key components of your toolkit, so make sure you get the most out of them.
UPDATE: Dentists need to plan for retirement, too