Asset allocation, time horizons, and taxes can complicate withdrawal-rate planning.
Morningstar's Christine Benz walks investors through the basics of setting up and maintaining a 'bucket' retirement portfolio , including some of her favorite funds for retirees.
The effect of Social Security, whether target-date funds make sense, and more.
Panel discussion: Christine Benz, advisor Mark Balasa, and Morningstar columnist Mark Miller discuss how withdrawal rates, asset allocation, Social Security decisions, and long-term-care insurance factor into portfolio sustainability.
Comparing your portfolio with a good target-date fund or a customized benchmark can help you determine how you're doing.
For retirees tapping their assets, the rules on asset location are different than they are for accumulators.
Some guidance on setting--and not forgetting--your portfolio's stock/bond/cash mix.
Jan. 26-30: Check your savings progress, assess your asset allocation, evaluate performance, size up your individual holdings, and get new ideas with model portfolios from Morningstar.
In high- (or low-) tax years, retirees may have reason to flout the rules of thumb on withdrawal sequencing.
Our yield-focused portfolio delivers a lumpy cash flow.