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Meaningful discussions with clients can change financial behaviors for the better.
For investors bold enough to venture into the bruised U.S. energy sector, this ETF is one of the best bargains around.
Oil prices are likely to rebound from here, but robust U.S. supply will ultimately cap upside.
Long-term government bonds, emerging-markets debt, and preferred stocks may take more prominence for retirees who wish to live solely off a portfolio's income stream, says Morningstar Investment Management's David Blanchett.
Investors looking for exposure to crude may appreciate this ETF's sensitivity to oil prices.