Tue, 14 May 2013
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Health-savings accounts can be used to save for long-term-care costs in retirement, while a Roth IRA can double as an emergency fund or a vehicle for college savings, says Morningstar's Christine Benz.
Know what you're eligible for , take advantage of workarounds and recharacterization, and--above all--don't wait until the last minute, says retirement expert Ed Slott.
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