If you actually buy an annuity inside your IRA or RothIRA , a whole new set of minimum distribution rules applies to that annuity, says noted retirement planner Natalie Choate.
Low bond yields have called into question the safety of the 4% withdrawal strategy, while other avenues for extra retirementincome have their own pros and cons, says Morningstar's David Blanchett.
Financial planner Leisa Brown Aiken offers tips for investors struggling to prioritize college saving for children and retirementplanning for themselves.