Ladies and gentlemen, good afternoon. Thank you for standing by and welcome to Accenture's First Quarter Fiscal 2013 Earnings Conference Call. At this time, all lines are in a listen-only mode. Later they will be an opportunity for your questions. As a
Morningstar markets editor Jeremy Glaser highlights some must-dos in 2013 for banks, Blackberry devices, frazzled investors, and corporate America's balance sheets.