Good day everyone. Welcome to KB Home's 2012 Third Quarter Conference Call. Today's conference is being recorded and webcast on KB Home's website at kbhome.com. The recording will be available via telephone replay until 3.30 pm Eastern Time on September
Financial planner Mark Balasa and Morningstar's Christine Benz and David Blanchett tackled viewers' most pressing retirement questions, from determining savings rates and income needs to planning for Social Security and maximizing retirement accounts.