For those worried about outliving their assets, Vanguard's Steve Utkus recommends buying inflation-hedged bonds, delaying Social Security, or investing in annuities.
Bob Reynolds says the right public policy can fix the retirement gap.
The business model exerts its effects.
The whole point of TDiFs is to secure inflation-protected retirement income--which is also a central concern of ERISA.
An updated ratings methodology brings a few notable changes.
Participants give up their lifetime benefits to take lump sums. Why?
Pre-retirees should investigate long-term care insurance and HSAs as ways to hedge against health-care cost inflation and longevity risk in retirement, says Fidelity's John Sweeney.
Controlling longevity risk is achievable, but clients have to decide what they're willing to give up to get it.