For those worried about outliving their assets, Vanguard's Steve Utkus recommends buying inflation-hedged bonds, delaying Social Security, or investing in annuities.
Participants give up their lifetime benefits to take lump sums. Why?
An updated ratings methodology brings a few notable changes.
The whole point of TDiFs is to secure inflation-protected retirement income--which is also a central concern of ERISA.
The business model exerts its effects.
Bob Reynolds says the right public policy can fix the retirement gap.
Pre-retirees should investigate long-term care insurance and HSAs as ways to hedge against health-care cost inflation and longevity risk in retirement, says Fidelity's John Sweeney.
Controlling longevity risk is achievable, but clients have to decide what they're willing to give up to get it.
Panel discussion: Christine Benz, advisor Mark Balasa, and Morningstar columnist Mark Miller discuss how withdrawal rates, asset allocation, Social Security decisions, and long-term-care insurance factor into portfolio sustainability.