U.S.-stock, foreign-stock, and bond index funds can constitute a core portfolio with the flexibility to expand into other asset classes if desired, says author and advisor Rick Ferri.
The data may say yes, but there are some important considerations to bear in mind.
Advisor Jeff Troutner of Equius Partners says a broader look at the numbers is less favorable to Vanguard than unsuspecting advisors might think—but Vanguard answers back to AdvisorOne.
Research by author Rick Ferri took the active-passive debate beyond individual investments and found passive-oriented portfolios will likely outperform active portfolios across time spans, number of holdings, and asset types.
The Vanguard founder says investors may face lower-than-normal real returns on stocks and should hold bonds for ballast and not return.
Readers cite industry heavyweights as influential, as well as people closer to home.
Some hands-on investors cite lack of control as a negative, while others like the ability to be hands-off.
Having conviction in your belief system can help you act with discipline.
Morningstar readers cite information flow as the greatest advance for individual investors, but they bemoan inadequate retirement-planning resources.