Vanguard Total International Stock ETF provides investors with a heavily diversified portfolio at a rock-bottom fee.
Small-cap stocks are riskier than recent history suggests.
Teri Alexander uses techniques she learned as a teacher to help clients.
The case for index investing rests on the index fund's cost advantage and how representative it is of its actively managed peers, not market efficiency.
Currency-hedging and low-volatility approaches might make it easier to stick with international stocks over the long haul.