When using the maneuver, mind the pro-rata rule, don't dally with your nondeductible IRA, and remember the do-over option, if you need it, says Morningstar's Christine Benz .
Significant outflows have stymied the fund company, but the firm's depth of resources and shift to a more collaborative culture are reasons to be optimistic.
Retirees should manage their portfolios with Social Security in mind, but including it as part of your bond allocation could get messy, says financial-planning expert Michael Kitces.
Most couples are not on the same page when it comes to their finances or retirement plans, says Fidelity's Kristen Robinson Darcy.
Although women investors are saving more than men, they are also more hesitant to talk about financial matters and tend to have less confidence in their investing acumen, says Fidelity's Kristen Robinson Darcy.
College savers should make sure their 529 program manager has a sensible asset allocation, reasonable fees, and is choosing from the best strategies available to them, says Morningstar's Leo Acheson.
In addition to moving from stocks to bonds, investors may also pivot away from more volatile intra-asset-class tilts as they move into retirement, says Morningstar's Christine Benz .
Morningstar's director of personal finance outlines how to gauge your portfolio's viability, evaluate your allocation, troubleshoot risk factors, and more in this special Web seminar presentation.
Panel discussion: Christine Benz , advisor Mark Balasa, and Morningstar columnist Mark Miller discuss how withdrawal rates, asset allocation, Social Security decisions, and long-term-care insurance factor into portfolio sustainability.
A flexible withdrawal strategy, diversification across account types, and targeted Roth conversions can limit the tax drag for retirees, says Morningstar's Christine Benz .