It's possible to find more flexibility by going outside of 529s, but not without trade-offs.
Oppenheimer brings up the rear, according to new Morningstar reports.
Less than half earn credit for fund ownership in our Stewardship Grades.
Forming a partnership with state governments carries its own set of challenges and quirks.
Proposed disclosure rules strike right tone, but don't go far enough.
See Morningstar's version of the summary filing.
Most plans are improving, but some still have work to do.
Because clients will hold target-date funds for decades, it's critical for advisors to judge the people who run the funds.
Cash is no longer king, but caution still rules.
One holds steady, one improves, and one takes a dive.